Compare Heat Pump Quotes — Ontario

How to spot red flags, missing items, and inflated pricing. Get 3 quotes minimum.

Last updated May 2026

Quick rule

Get 3 quotes minimum. The lowest is rarely the best. The highest is rarely ripoff. The middle one usually wins on quality + price.

What every quote MUST include

✓Heat pump make, model number, and CSA cold-climate certification

✓Indoor/outdoor unit specs (BTU, SEER2, HSPF2 ratings)

✓Total system cost broken out: equipment, labor, materials, permit

✓Removal/disposal of old system clearly priced

✓Electrical work scope (panel upgrade if needed)

✓Refrigerant lines, line sets, and condensate handling

✓Warranty terms (parts vs labor, years for each)

✓Pre-approval status — must be Participating Contractor

✓Estimated installation timeline

✓Payment schedule (no large upfront deposit)

⚠ Pressure to sign today

Legitimate contractors give you time to get other quotes. Urgency tactics = sales pressure, not honest pricing.

⚠ Verbal-only quote, no written breakdown

No written, itemized quote = no accountability. Walk away if they refuse to put it in writing.

⚠ Cash-only or large upfront deposit (>20%)

Reputable contractors finance through equipment. Large cash up front = scam risk.

⚠ Vague model numbers ("Lennox unit")

Specific model number is required for HRS rebate. Vagueness = either inexperience or hiding lower-tier equipment.

⚠ "We handle the rebate paperwork, just pay the difference"

Common ripoff. Get the rebate yourself. If they "handle" it, you have no proof of what was claimed.