Compare Heat Pump Quotes — Ontario

How to spot red flags, missing items, and inflated pricing. Get 3 quotes minimum.

Last updated May 2026

Quick rule

Get 3 quotes minimum. The lowest is rarely the best. The highest is rarely ripoff. The middle one usually wins on quality + price.

What every quote MUST include

✓Heat pump make, model number, and CSA cold-climate certification

✓Indoor/outdoor unit specs (BTU, SEER2, HSPF2 ratings)

✓Total system cost broken out: equipment, labor, materials, permit

✓Removal/disposal of old system clearly priced

✓Electrical work scope (panel upgrade if needed)

✓Refrigerant lines, line sets, and condensate handling

✓Warranty terms (parts vs labor, years for each)

✓Pre-approval status — must be Participating Contractor

✓Estimated installation timeline

✓Payment schedule (no large upfront deposit)

5 red flags to walk away from

⚠ Pressure to sign today

Legitimate contractors give you time to get other quotes. Urgency tactics = sales pressure, not honest pricing.

⚠ Verbal-only quote, no written breakdown

No written, itemized quote = no accountability. Walk away if they refuse to put it in writing.

⚠ Cash-only or large upfront deposit (>20%)

Reputable contractors finance through equipment. Large cash up front = scam risk.

⚠ Vague model numbers ("Lennox unit")

Specific model number is required for HRS rebate. Vagueness = either inexperience or hiding lower-tier equipment.

⚠ "We handle the rebate paperwork, just pay the difference"

Common ripoff. Get the rebate yourself. If they "handle" it, you have no proof of what was claimed.

Get the quote comparison template

Action Pack includes a side-by-side spreadsheet template — paste 3 quotes in, see exactly where they differ, what's missing, who has the best total value.

Get Action Pack ($29) →