Guide · Updated April 2026

OHPA: Up to $15,000 for Oil-Heated Homes Switching to a Heat Pump

If your home runs on oil heating, you have access to the single largest rebate combination available to Ontario homeowners. Here's everything you need to know.

Oil homes may qualify for up to

$17,000+

OHPA ($5,000–$15,000) + HRS ($3,750 for 3-ton) stacked

What is OHPA?

The Oil to Heat Pump Affordability Program (OHPA) is a federal initiative from Natural Resources Canada. It provides direct financial support to homeowners who switch from oil heating to a cold climate heat pump. Unlike the provincial HRS program which offers per-ton rebates, OHPA can provide a lump sum of up to $15,000.

How stacking works

OHPA and HRS are separate programs run by different levels of government. They explicitly stack:

HRS rebate (3-ton, oil home)$3,750

OHPA (up to)$15,000

Combined maximum$18,750

For a typical heat pump installation costing $12,000–$16,000, this can mean the upgrade is fully covered — or even results in money back after rebates.

How to apply

The process starts with finding an HRS-registered contractor who is also familiar with the OHPA program. Many contractors handle both applications together. The key steps are:

Contact an HRS-registered contractor experienced with OHPA

Apply for OHPA through Natural Resources Canada before installation

Get HRS pre-approval through your contractor

Wait for both approvals before starting any work

Install the heat pump (must be on NRCan qualified products list)

Receive both rebates separately (60–90 days typical)

Critical: Apply for OHPA before installation begins. Retroactive applications are not accepted.

Frequently asked questions

How much is the OHPA rebate?▼

The Oil to Heat Pump Affordability Program provides up to $15,000 for eligible oil-heated homes switching to a cold climate heat pump. The exact amount depends on your specific circumstances and is determined during the application process.

Can I stack OHPA with the Ontario HRS rebate?▼

Yes. OHPA is a federal program that operates separately from Ontario's Home Renovation Savings Program. You can receive both — the HRS rebate ($1,250/ton up to $7,500 for oil homes) plus the OHPA payment, for a combined total that can exceed $17,000.

Do I need to remove my oil tank to qualify?▼

The Home Renovation Savings Program does not require oil tank removal. OHPA requirements may vary — check with your contractor or Natural Resources Canada for current requirements.

Who qualifies for OHPA?▼

Homeowners whose primary heating source is oil (fuel oil furnace) and who are switching to an eligible cold climate heat pump. The home must be in Ontario and meet standard eligibility requirements.

Check your oil home rebate

See the exact stacked amount for your specific home.

Calculate my rebate →

Information based on official OHPA program details from Natural Resources Canada and HRS details from homerenovationsavings.ca, verified April 2026. OHPA amounts are ranges — exact rebate determined during application. ClaimRebate.ca is not affiliated with Natural Resources Canada or the Government of Ontario.