Guide · Updated July 2026
Canada Greener Homes Affordability Program (CGHAP) in Ontario
CGHAP is the federal program that replaced the old Greener Homes Grant. Instead of a cash rebate, it delivers home energy upgrades at no cost to income-qualified homeowners and tenants. Here is what it covers and where it stands in Ontario.
For income-qualified households
$0 out of pocket
No-cost, direct-install retrofits — insulation, heat pumps and more
What CGHAP is
The Canada Greener Homes Affordability Program is a federal initiative backed by about $800 million over five years. It funds energy retrofits — insulation, heat pumps and other upgrades — for low-to-median-income households, including renters. Crucially, it uses a direct-install model: selected delivery organizations plan and pay for the work, so eligible participants do not pay upfront.
Where it stands in Ontario
Rollout update — June 30, 2026
The federal government announced CGHAP's expansion to British Columbia, Quebec, Nova Scotia, and Prince Edward Island — over $500 million for 35,000+ households, delivered with provincial utilities, open to renters. Manitoba has been live since 2025. Ontario was not part of this announcement.
CGHAP is rolling out province by province — but as of August 4, 2026 there is no confirmed CGHAP agreement or intake for Ontario, and no launch has been announced. (Ontario is a federal co-delivery partner for the separate OHPA program, delivered through Save on Energy's Energy Affordability Program — a different door.) If you think you may qualify, the practical step today is to prepare (know your heating type and household income) so you can apply the day an Ontario intake opens — and leave your email below so we can tell you the moment it happens. Income-qualified oil- and electric-heated homes don't have to wait: the Energy Affordability Program already installs free heat pumps today.
Programs open and close all the time
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Not income-qualified, or can't wait? The province-wide Home Renovation Savings rebate is open to all Ontario homeowners now — up to $7,500 for a non-gas home. It is the faster path for most households.
CGHAP vs. the HRS rebate
HRS (provincial)
Open to all homeowners · cash rebate after install · up to $7,500 (non-gas) · available now.
CGHAP (federal)
Income-qualified homeowners & tenants · no-cost direct install · rolling out in Ontario.
Find your rebate
See your HRS rebate while CGHAP rolls out
The provincial HRS rebate is open now. Answer 5 quick questions to see your estimate — free, no signup.
Start the free calculator →Independent homeowner tool. Not affiliated with the Government of Ontario.
Related guides
- How to stack Ontario rebates (HRS + OHPA + CGHAP + loans)
- OHPA — oil to heat pump (up to $10,000)
- Ontario heat pump rebate — full guide
Common questions
What is CGHAP?
The Canada Greener Homes Affordability Program is a federal program providing no-cost home energy retrofits — such as insulation and heat pumps — to low-to-median-income homeowners and tenants. It uses a direct-install model: selected organizations handle the cost and logistics, so participants pay nothing out of pocket.
Is CGHAP available in Ontario yet?
Not yet. CGHAP launched in 2025 (Manitoba first), and in late June 2026 the federal government announced its expansion to British Columbia, Quebec, Nova Scotia, and Prince Edward Island (over $500 million, including renters). Ontario was not part of that announcement, and no Ontario launch has been announced. Sign up for our alerts to hear the day an Ontario intake opens.
How is CGHAP different from the HRS rebate?
HRS is open to all Ontario homeowners and pays a cash rebate after you install. CGHAP is income-qualified and delivers the upgrades at no cost (direct install) rather than reimbursing you. They serve different households.
Did CGHAP replace the old Greener Homes Grant?
Yes. The Canada Greener Homes Grant (up to $5,000) closed to new applicants in February 2024, and the $40,000 interest-free loan stopped accepting applications in 2025. CGHAP is the successor, focused on income-qualified households.
Can I use CGHAP with OHPA?
In provinces already delivering both (e.g. Manitoba), eligible households can use OHPA and CGHAP together. How they combine in Ontario will depend on Ontario’s delivery rules.
CGHAP details reflect Natural Resources Canada pages and federal announcements (June 30, 2026 four-province expansion), verified August 4, 2026. No Ontario CGHAP agreement or intake has been announced as of that date — confirm current status with NRCan before relying on it. ClaimRebate.ca is independent and not affiliated with any government.