City of Toronto · all districts
Heat Pump Rebate Toronto — HRS Rebate + the City’s HELP Loan
Toronto homeowners get the province-wide Home Renovation Savings rebate — up to $7,500 if your home heats without gas, or $500/ton (max $2,000) for the gas majority — and a city-only lever the rest of Ontario doesn’t have: the Home Energy Loan Program (HELP), financing up to $125,000 repaid through your property tax, currently 0% on heat pumps for a limited time.
Toronto homeowners can get
$2,000 – $7,500
$2,000 for gas homes · up to $7,500 for electric / oil / propane / wood ($1,250/ton)
What this means in Toronto
Most of Toronto heats with Enbridge gas, so the typical downtown semi or post-war detached lands on the $500/ton path — around $1,000–$1,500 for a 2–3 ton system. That’s why the HELP loan, not the rebate, is the real Toronto story: it covers the gap on a $12,000–$18,000 install. The exception is the city’s electric-heated pockets — older apartments-over-storefronts, some post-war east-end and Etobicoke streets — which qualify for the much larger $1,250/ton rate, up to $7,500.
Rebate amounts
$1,250/ton non-gas · $500/ton gas
$2,000/ton non-gas · $3,000 flat for gas homes
Depends on existing R-value · no assessment
Attic + walls + foundation · assessment required
Minimum 3 windows or 1 door
Up to $5,000 solar + $5,000 battery
Official Home Renovation Savings Program rates, verified May 2026. Exact amounts for ranges are confirmed during your application.
Find your rebate
See your Toronto heat pump rebate
Answer 5 quick questions for your estimate, then we connect you with a local installer who handles the HRS paperwork. Free, no signup.
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Programs you can stack in Toronto
Toronto Home Energy Loan Program (HELP)
Borrow up to $125,000 for a heat pump and related upgrades, repaid via your property tax over up to 20 years — currently 0% interest on heat pumps for a limited time. Any “M” postal code qualifies.
BetterHomesTO + free energy coaching
The City’s free energy-coaching service helps sequence HRS + HELP, with expanding incentives for low-to-moderate-income households in 2026.
Ontario Energy Affordability Program (EAP)
A free cold-climate heat pump for income-qualified, electrically heated homes (verify eligibility with the provider).
Switching from a specific fuel?
Your current heating source sets your rebate. If you are off natural gas, you get the higher rate — see the fuel-specific guides:
- Propane to heat pump — up to $7,500
- Wood heating to heat pump — up to $7,500
- Electric baseboard to heat pump — up to $7,500
- Oil to heat pump (OHPA) — up to $10,000 more
Common questions
How much is the heat pump rebate in Toronto?
Same as province-wide: $500/ton up to $2,000 if you heat with Enbridge gas, or $1,250/ton up to $7,500 if your home heats with electricity, oil, propane, or wood. Most Toronto homes are gas, so the HELP loan usually matters more than the rebate amount.
Do Toronto condos qualify?
The program covers single and semi-detached houses, row/townhomes, and mobile homes on permanent foundations. High-rise condo units aren’t in the listed housing types — freehold townhouses are, so check which one you own.
Can I get the rebate on a rented or leased heat pump?
The program requires that you own the home, and for tenant-occupied properties the owner applies. The documented path is an owner-purchased system — if a company offers a monthly rental contract, ask them directly how (or whether) the rebate applies before signing.
Can I stack HRS with the HELP loan?
Yes — that’s the standard Toronto play: the HRS rebate cuts the price, HELP finances the balance through your property tax. See our rebate-stacking guide for the order of operations.
Other areas
Rebate amounts reflect the Ontario Home Renovation Savings Program (active through November 2026), verified June 2026. Local financing programs are subject to their own terms and can change — confirm current details with the program administrator. ClaimRebate.ca is independent and not affiliated with the Government of Ontario or any municipality.