Scarborough · City of Toronto
Heat Pump Rebate Scarborough — Up to $7,500 + Toronto HELP Loan
Scarborough homeowners get the same province-wide Home Renovation Savings rebate as the rest of Ontario — up to $7,500 for a non-gas home — plus a Toronto-only advantage: the City’s Home Energy Loan Program can finance the rest at low interest, repaid through your property tax.
Scarborough homeowners can get
$2,000 – $7,500
$2,000 for gas homes · up to $7,500 for electric / oil / propane / wood ($1,250/ton)
What this means in Scarborough
Much of Scarborough is post-war housing built in the 1950s–1970s, and many of those homes still run older electric, oil, or aging systems. That is exactly the non-gas profile that qualifies for the higher $1,250/ton rate (up to $7,500) rather than the $2,000 gas rate — so a Scarborough switch is often worth far more than a newer gas home’s.
Rebate amounts
$1,250/ton non-gas · $500/ton gas
$2,000/ton non-gas · $3,000 flat for gas homes
Depends on existing R-value · no assessment
Attic + walls + foundation · assessment required
Minimum 3 windows or 1 door
Up to $5,000 solar + $5,000 battery
Official Home Renovation Savings Program rates, verified May 2026. Exact amounts for ranges are confirmed during your application.
Find your rebate
See your Scarborough heat pump rebate
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Programs you can stack in Scarborough
Toronto Home Energy Loan Program (HELP)
Borrow up to $125,000 for a heat pump, repaid via property tax over up to 20 years — currently 0% interest on heat pumps for a limited time. Scarborough postal codes start with “M”, so you qualify.
BetterHomesTO + free energy coaching
Free energy coaching plus the expanding Furnace Upgrade program in 2026, with targeted incentives for low-to-moderate-income households.
Ontario Energy Affordability Program (EAP)
A free cold-climate heat pump for income-qualified, electrically heated homes (verify eligibility with the provider).
Switching from a specific fuel?
Your current heating source sets your rebate. If you are off natural gas, you get the higher rate — see the fuel-specific guides:
- Propane to heat pump — up to $7,500
- Wood heating to heat pump — up to $7,500
- Electric baseboard to heat pump — up to $7,500
- Oil to heat pump (OHPA) — up to $10,000 more
Common questions
How much is the heat pump rebate in Scarborough?
The same as the rest of Ontario: $1,250/ton up to $7,500 for non-gas homes (electric/oil/propane/wood) or $500/ton up to $2,000 for gas homes — plus the Toronto HELP loan to finance the balance.
Can Scarborough homeowners use the Toronto HELP loan?
Yes — Scarborough is part of the City of Toronto (postal codes start with “M”), so you qualify for the Home Energy Loan Program up to $125,000, repaid through property tax.
Do I need an energy audit?
No, not for the standalone HRS heat pump rebate. The HELP loan and bundled paths may have their own steps.
Other areas
Rebate amounts reflect the Ontario Home Renovation Savings Program (active through November 2026), verified June 2026. Local financing programs are subject to their own terms and can change — confirm current details with the program administrator. ClaimRebate.ca is independent and not affiliated with the Government of Ontario or any municipality.